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Views and opinions expressed in this email are those of the sender, unless clearly stated as those of the NBA Kaduna Branch. The NBA Kaduna Branch  does not warrant the integrity of this email nor that it is free of errors, viruses, interception or interference and is not liable for any harm or loss resulting from the use of this email or its contents, including any malicious software code or viruses in this e-mail or its attachments, as well as any data corruption resulting there from. If this e-mail contains offensive, derogatory or defamatory statements or materials, such email has been sent outside of the sender’s scope of employment with the NBA Kaduna Branch and only the sender can be held liable in his/her personal capacity.